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What is Integrated Shield Plan And How Will It Benefit Me?

Integrated Shield Plan is an insurance plan for hospitalization, which comprises of two components:

  • The first component is a MediShield Life run by the Central Provident Board (CPF) Board. As of 1 Nov 2015, MediShield Life replaced the MediShield component of your policy, to provide policyholders better hospitalization coverage.
  • The second component is an additional private insurance coverage in which currently run by six private insurers , It will cover Class A/B1 wards in public hospitals or private hospitals.

Once you upgraded into Integrated Shieldplan, you are already covered by MediShield Life. MediShield Life is a component of your IP so there is no duplication of the coverage.

MediShield Life will cover you for life, including your pre-existing conditions. This is the case even if your pre-existing conditions are not covered under the additional coverage from your private insurer.

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For more information on Integrated Shield Plan, visit the official government website here


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What is Medishield Life?

MediShield Life replaced MediShield from 1 Nov 2015, and will offer:
• Better protection and higher payouts, so that patients pay less Medisave/cash for large hospital bills
• Protection for all Singapore Citizens and Permanent Residents, including the very old and those who have pre-existing  conditions
• Protection for life
MediShield Life is a basic health insurance plan, administered by the Central Provident Fund (CPF) Board, which helps to pay for large hospital bills and selected costly outpatient treatments, such as dialysis and chemotherapy for cancer.
MediShield Life premiums will be affordable, and may be fully paid from Medisave. ​
A Snapshot of how it works :
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For more information, ​please visit www.medishieldlife.sg​

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